Commercial Portfolio Manager: Salt Lake City, UT

Company: Zions First National Bank
Location: Salt Lake City
Posted on: February 11, 2025

Job Description:

Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's"Best Banks to Work For"almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions Bank has just opened an opportunity for aCommercial Portfolio Managerin the metro Salt Lake City Commercial Banking group. Come join a team where you can collaborate and consult with our clients to provide solutions to build their business. This role will work downtown Salt Lake City at the Zions Bancorp headquarters where you will have high visibility to the bank executives focusing on clients within manufacturing, service providers, military provides, and more. If you're ready for the next rung on your career ladder, this may be your opportunity. Ideal candidates will have the skills and experience necessary to :

• Underwrite and service a portfolio of commercial loan relationships.
• Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
• Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
• Manage existing client relationships.
• Assist Relationship Managers and Branch Managers with credit requests.
• Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
• Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
• Remain flexible and support other responsibilities as needed for the business. What you need to bring to the table :
  • Typically requires a Bachelor's degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.
  • Comprehensive understanding of underwriting.
  • Advanced knowledge of commercial and/or related lending required.
  • Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
  • Experience with bank loan and deposit systems preferred:
    • Credit Lead
    • Aviva
    • Tax Analysis
    • Moody's
    • Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
    • Advanced level expertise with MS Office - most particularly with Excel. Benefits:
      • Medical, Dental and Vision Insurance - START DAY ONE!
      • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
      • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
      • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
      • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
      • Mental health benefits including coaching and therapy sessions
      • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
      • Paid parking in the downtown office Location Amenities: Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as:
        • Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages;
        • An employee-only fitness center and bike storage;
        • An employee lounge, kitchen, micro market, game tables, couches and TVs;
        • Private mothers' rooms and lockers; and
        • Access to downtown shopping, dining, arts and entertainment.

Keywords: Zions First National Bank, Salt Lake City , Commercial Portfolio Manager: Salt Lake City, UT, Executive , Salt Lake City, Utah